7 must-know loan tips
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Too good to be true?

I've all hear the old saying, "If it sounds to good to be true, it is." There are some people who offer exciting options, only to fail to deliver what they promised. It's your future. Call on the Saltyhomes.com Team. I'm happy to help.

Surprise, surprise!

Don't be surprised at the closing table by a loan that isn't what you were bargained for. I can help sift through the endless paperwork and give you the name of a lender that has a proven track record with my past clients.




Interest rates

Interest rates are affected by many, many factors. Nobody holds the "crystal" ball" to see into the future, but I've put together some information to help.read more


Loan types
There are literally hundreds of loan products out there. Which one is right for you? I've got some quick tips for you when deciding on a loan.read more


How to compare loans

There's no easy way to compare one loan to another, but there are some common costs and fees to watch for. Here are some good ways to compare one loan to another.
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Choose a lender
There are many lenders and loan officers out there. Which one will be best for you?. read more



Luxury home buyers

Tell me what you want. I'll track it down, then help you negotiate the best price on it. Luxury homes and condos are common near ski resorts, on Hillsides with views, and surrounding golf cmyses and downtown Salt Lake City. Tony is familiar with most Utah resort properties from Park City and Deer Valley to Salt Lake City proper.

There are many types of loans. Here are just a few, along with a link to find out more.
Conforming
Non-conforming
FHA/VA
100% - No money down
Seller financing
Stated income
No document
Home equity line of credit
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Which loan is right for you?

Each loan may come with unique fees, penalties, and other "hidden" costs. If you're simply comparing closing costs and interest rates, you might be in for a BIG surprise...

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